Answer 7 quick questions about your bank statements and show money. In under a minute you'll see a readiness score — and exactly what to fix before an officer sees a red flag.
🔒 Private — nothing you select is stored or sent anywhere until you choose to contact us.
Your statement is judged on five things — this tool scores you on all of them
At or above the published requirement — and officers treat that figure as a floor, not a target.
28 days for the UK; typically 3–6 months elsewhere. "Parked" funds get flagged.
A big unexplained deposit right before applying is the #1 refusal trigger.
Every large credit needs a paper trail — salary, gift deed, sale, or sponsor.
Issued within 30 days, on bank letterhead, stamped. Not a plain printout.
Visa officers look at five things: the balance is at or above the required amount, the funds have been held long enough (28 days for the UK, usually 3–6 months elsewhere), there are no large unexplained deposits, the statement is recent (issued within 30 days) and bank-verified, and the source of every major credit can be documented. A statement that fails any one of these can trigger a refusal. This free checker scores your statement against all of these in under a minute.
The most common financial refusal reasons are: a large lump sum deposited just before applying (the single biggest red flag), funds not held for the required period, insufficient balance, unexplained sources of money, and old or unstamped bank statements. Officers are trained to spot "parked" funds borrowed only to pass the visa. Genuine, well-documented, seasoned funds are what pass.
Yes, for most visa types — but only with the correct documentation: a notarised financial sponsorship letter, the sponsor's own bank statements, and proof of your relationship. Without this package the funds look unexplained. We prepare the complete sponsor documentation so the source of funds is clear to the embassy.
Most embassies want a statement issued within 30 days of your application, on the bank's letterhead and stamped/verified by the bank. Internet-banking printouts without a bank stamp are often rejected. We arrange freshly bank-verified statements timed to your application date.